The 4 levels of positive energy 🍀 for your money

The 4 levels of positive energy 🍀 for your money

The higher your energy level, the more abundance will come your way.

Photo by Artem Sapegin on Unsplash

Everyone wants money… 💰

That’s neither good nor bad inherently because money is energy.

Pure energy.

Its user (YOU) infuses it with intention and gives it meaning.

You can infuse it with negative or positive intent.

Let’s talk about the positive since that guides a constructive way to handle your money.

There are 4 levels of positive energy 🍀 for your money.

First, I’ll define them, then I’ll share a model of splitting up your money into these four energy levels.

Level 1️⃣ : SUSTENANCE for your present self (anything you absolutely need for yourself and your family for everyday life, such as paying for housing, transportation, food, clothing, health, a sustainable level of everyday fun, and debts)

Level 2️⃣ : GROWTH for your near-future self (anything that would improve the life of you and your dependents, such as saving and paying for education to create more income, down payments for a car or your own home, home maintenance and improvement, vacations, and extra payments to high-interest debt)

Level 3️⃣ : WEALTH for your far-future self (anything that is further than 5 years out, such as investing for your retirement or your kid’s college tuition, and getting completely debt-free)

Level 4️⃣ : EXPANSION beyond yourself (anything that does good for others and the world without you having any direct benefit from it; make no mistake: you will benefit socially and emotionally, and if you believe in karma you know that generosity is the root of all good the good things happening to you in the future)

The higher the level, the higher the energy.

The higher the energy, the better the results for your life and happiness.

But giving all your money away (Level 4) is hardly a reasonable strategy — unless you want to become a monastic.

Neither is it sustainable to spend it all on sustenance. That’s called “living from paycheck to paycheck”. It results in stress at home and dependence on work no matter your income level.

Finding the right balance is the way to go.

Everyone will have a different mix. Your balance will all depend on your personal situation.

May the following mix be seen as a starting point for your process to infuse your money with the highest possible energy.

For Level 1️⃣ : Use 50% of your income for SUSTENANCE. If that’s not enough, work on increasing your income (see level 2) and simplifying your life, such as letting go of luxuries, downsizing your dwelling or getting a roommate, or replacing your SUV with an economy car (you get the drill: not easy stuff but doable if you want to up your money energy level)

For Level 2️⃣ : Use 20% of your income for GROWTH. Have dedicated accounts for each subgoal (emergency fund, vacation savings, down payment savings, etc.).

For Level 3️⃣ : Use 20% of your income for WEALTH. Yes, that includes your 401(k), your Roth IRA, and your regular investment accounts. Let it grow and don’t touch it until its use purpose nears.

For Level 4️⃣ : Use 10% of your income for EXPANSION. Every major tradition of the world suggests giving a certain percentage of your income altruistically. My wife and I started giving 10% of our income away to charitable causes while living on $1K a month in a 460 sqft apartment. It did miracles: It sowed the karmic seeds for better times and made us happy in the moment.

The higher your energy level, the more abundance will come your way!

Best wishes for your journey to infuse money with the highest possible level of energy!